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Managing Multiple Welcome Offers

I am currently working on 3 different Welcome Offers, and it would be great to hear how people adjust their monthly spending in order to achieve their welcome offers.

5 comments

Comments (5)

Mark Reese

Mar 24

Congrats on all those approvals! I personally move all (or close to all) spending to any new cards I opened until the sign-up bonus (SUB) requirements are complete. No need to focus on earning 1% vs. 5% on other cards when I'm about to achieve a much greater return (often 10%+) when the SUB is complete.

Jim Chambers

Mar 25

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Replying to

Thank you! I am concentrating all of my spending on the three new cards. I have probably taken on too much, but the sign-up bonus on each card was too tempting to pass up.

Mark Reese

Mar 25

Replying to

Keep your spending within normal levels. If needed, consider buying things for others & having them reimburse you. Here's a post by Upgraded Points that may give you some additional ideas: https://upgradedpoints.com/credit-cards/credit-card-minimum-spend-requirements/

Ramsey_Who?

Mar 26

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Planning. Take a look at what you usually spend, break that down into three strategies and look for any potential add-ons. For example, if you go out to eat with friends ask if they don't mind you using your card to earn the points and then settle up later. If worse comes to worse and you absolutely can't meet the requirements without getting into trouble, then you may have to give up an offer. The only good option at that point would be to give up the lowest offer. That article Mark Reese put up pretty much says it all.

Jim Chambers

Mar 27

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Replying to

Thank you for the strategies for achieving multiple bonus offers.