The Credit Card Forum
The #1 place to discuss credit cards.
Card Offers + Referral Links
Found a link to a great credit card offer? Post it here, including referral links!
21Bank Offers + Referral Links
Got a link to a great bank account offer? Post it here, including your referral links!
3Amex Credit Cards
Amex credit card discussion.
2Chase Credit Cards
Chase credit card discussion.
6Capital One Credit Cards
Capital One credit card discussion.
2Citi Credit Cards
Citi credit card discussion.
2Wells Fargo Credit Cards
Wells Fargo credit card discussion.
1U.S. Bank Credit Cards
U.S. Bank credit card discussion.
0Bank of America Credit Cards
Bank of America credit card discussion.
0Discover Credit Cards
Discover credit card discussion.
0Barclays Credit Cards
Barclays credit card discussion.
1Other Credit Cards
Discuss other card issuers without a designated category (e.g. regional banks, credit unions, fintecs & more).
0Credit Card Strategy Help
Need some help figuring out which credit card strategy or setup to use? Post your questions here!
1Credit Bureau Pulls
Share application data points (card, date, city/state, bureau, credit score, approved/denied, limit, inquiries, etc.)
3Reward Categories: What Counts
Share your reward category data points. Example: Amex Gold "4X U.S. Supermarkets" worked at Store A but not Store B).
5Credit Card Misc.
Want to discuss a credit topic that doesn't fit in the other categories? Post it here!
2Lounge Access
Discuss airport lounges around the world including: how to get in, personal reviews & more!
1Travel Discussion
Share itineraries, card setups, the points & miles you used, and more!
1Cash Back Discussion
Discuss cash back strategies, including credit card setups & other programs (e.g. Rakuten, TopCashback, etc.)
2Airline Programs
Discuss airline loyalty programs, including benefits, elite status, promotions, and more!
1Hotel Programs
Discuss hotel loyalty programs, including benefits, elite status, promotions, and more!
2Rental Car Programs
Discuss rental car loyalty programs, including benefits, elite status, promotions, and more!
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- Bank Offers + Referral Links💵 PNC is offering a $400 bonus on their Business Checking account. Here's what you need to do... 1. Open a new PNC Business Checking account by 6.30.2025 2. Deposit $2,000+ and maintain that average ledger balance for the first 3 statement cycles 3. Make at least 10 total qualifying transactions within the first 3 statement cycles (debit card purchases count) The bonus will be credited to your account within 90 days 💥👇Link to the promotion (exp. 6.30.2025) https://www.pnc.com/en/small-business/banking/business-checking-overview/basic-business-checking-account.html Full terms on the site.
- Bank Offers + Referral Links💵 CIT Bank is offering a $225+ bonus on their "Platinum Savings" account (HYSA). Here's what you need to do... 1. Open a new CIT Bank Platinum Savings Account w/ the promo code: PS2025 2. Deposit $25K+ within the first 30 days 3. CIT Bank will calculate your bonus 30 days after you open your account. Your bonus will be added to your account within 60 days of qualifying (i.e. a total of 90 days all in) Note 1: If you deposit $50K+, the bonus increases to $300. Note 2: If you have an existing CIT Bank Platinum Savings account, you can enroll it in this same promotion with the same promo code above! 💥👇Link to the promotion (use code PS2025) https://markscreditcards.com/citbanksavings 🏦 FYI: CIT Bank's APY is currently 4.10% on balances of $5K+, which is great right now (as of 4.05.2025).
- Citi Credit CardsI have a city simplicity card zero APR for 21 months. I wanted to transfer a small personal loan to this card.. do you think this is a good idea? Would it affect my utilization with my credit cards on my credit profile?