I am a big fan of cashback(CB) setups, despite this I don't like optimizing every single cent, this is probably due to me being a low spender in general. I feel like a bit of an outsider in most credit card communities because I don't see people like myself, Right now my CB setup looks like - Citi Double Cash 2.22% Everywhere - Citi Custom Cash 5.55% Grocery - Citi Rewards+ 10% TYP Redemptions - Chase Freedom Flex 5% Rotating, 3% Dining, 3% Pharmacy - Discover It 5% Rotating - Amex Blue Cash Everyday 3% Online Retail, Gas I want to add the US Bank Cash+ for its Utilities and TV/Streaming/Internet categories, my phone provider (GoogleFi) typically codes as streaming so this card is going to fit right in. Beyond that however, I feel like I will round it off with the Ralphs or Kroger card from US Bank. the Rewards+, Amex BCE, Cash+ and Kroger/Ralphs Cards all would never even have to leave home, so while I normally think 8 cards is too much for me, this would have nearly the same mental energy, if you will, as a four card setup, meaning I could even add another card to keep tabs on 5, and sock drawer 4, what that card would be I am not certain yet, right now the leading options are the US Bank Altitude Connect or the Smartly card, I will decide when I am closer to that point
top of page
To test this feature, visit your live site.
Comments (3)
bottom of page
Fantastic CB setup! What's your reasoning for not expanding the Citi core with additional Custom Cash Cards?